The Retail Banking Institute provides independent professional education and certification for individuals and organisations in the exciting field of retail banking, the main source of profits for most of the world's banks.
Our programmes are delivered online or in-house by Retail Banking Institute faculty who are experienced industry professionals that understand the day-to-day opportunities and challenges in retail banking.



At Retail Banking Institute, we provide globally respected retail banking training programmes that meet the needs of ambitious banking professionals at every stage of their careers. Our Certified International Retail Banker (CIRB) pathway is a three-tiered, blended learning programme designed to deliver practical, strategic, and leadership-level expertise in modern retail banking.
Whether you're a seasoned executive, a mid-level manager, or an emerging leader, the CIRB programme equips you with the tools to run, change, and lead the bank, preparing you to navigate the future of financial services with confidence.
The Affiliate programme builds strong foundations by focusing on customer-centric banking, compliance, and intelligent data management. Participants gain practical skills in customer service, sales, operations, and retail credit – enhancing their ability to deliver value in a regulated, trust-based environment. This level is ideal for professionals developing core capabilities within retail banking.
The Associate programme is designed for managers driving innovation and growth. It focuses on advanced customer segmentation, personalised product development, and data-driven decision-making. Participants learn to increase agility and efficiency within the bank – unlocking new revenue streams, enabling faster payments, and enhancing digital service delivery.
Aimed at senior leaders and executives, the Certified programme explores strategic leadership in the age of fintech disruption and digital transformation. Participants engage with real-world case studies and cutting-edge insights from RBI's Retail Banking Councils, gaining the foresight to lead successful retail banking transformation at scale.
We offer Industry-Led Certification Built by global banking experts for real-world relevance.We provide flexible Online Learning Study anytime, from anywhere, at your pace.
We are recognised by banks globally, and trusted by financial institutions and professionals in more than twenty countries.



Nancy Gathuku, Group Sourcing and Facilities Management at Co-Op Bank in Kenya is a seasoned retail banker with over 30 years of experience across retail banking. Here she speaks about her experience as a candidate for the Certified International Retail Banker qualification, and the current and future challenges facing retail bankers.
Since the establishment of Lafferty Group 40 years ago, retail banking has been our main focus. It is a fascinating sector with vast potential for future growth. Retail banking helps the world's consumers, small businesses and the better off with their financial needs, from payments and savings to loans and investments. Investors value the sector highly, with stock market valuations of retail bank earnings often exceeding those of other banking sectors. We are proud to support the industry not only with education, knowledge and intelligence but also through our commitment to providing world-class professional retail banking education and internationally recognised Retail Banking training programmes.
Dr Ronan Lynch, Director, RBI

Imagine the excitement of creating a modern, fully digital retail bank -- a bank managed by real professionals, with more potential than all the fintechs in the world. A bank prepared from day one to deal with climate change. A bank built on an unwavering ethical foundation.
This is the bank that the Certified International Retail Banker qualification is designed for and it's brought to life through our Professional retail banking education and globally recognised retail banking training programmes.
enquiries@lafferty.com
caroline.hastings@lafferty.com
The Leeson Enterprise Centre
Altamont Street
Westport, Co. Mayo
Ireland
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